“Experience Customer Service”

  • Extended Banking Hours
  • 24-Hour Telebanking 
    • Call our 24-hour banking hotline to get account information on all accounts with MSB. Access your accounts now at (918)733-2200.
  • Online Banking
    • Your accounts may be accessed at any time through the internet. Some of the many benefits include: checking balances, making transfers, MSB loan payments, print statements and images of checks/deposits.
  • Friendly, Knowledgeable Staff
  • ATMs
    • There are three Automated Teller Machines available free to all MSB ATM/Check card customers. These machines are located at:
      • 800 W Ozark St., Morris
      • 501 W Ozark St., Morris
      • 211 S. Broadway, Beggs

SERVICES

  • Accounts
    • Checking – MSB Free, MSB Unlimited, MSB Traditional, MSB Experience
    • Interest Bearing Accounts – MSB Super Now, MSB Money Market
    • Savings & Time Deposit – MSB Savings, Certificates of Deposit, IRAs
    • Commercial Products – Checking, Savings, Money Market, Certificates of Deposit
  • Loans
    • Let the Morris State Bank help you with your financing needs. Multiple financing options, competitive rates, flexible terms and excellent customer service can help make your loan experience a great one. Contact one of our experienced loan officers for credit applications, or any questions you may have concerning our loans at (918) 733-4511.
    • Consumer
      • Auto/Boat/Recreational
      • Personal
      • Pay Day
    • Commercial
      • Land
      • Equipment
      • Lines of Credit
    • Agricultural
      • Cattle
      • Equipment
      • Land
  • Card Services – To Report a Lost/Stolen MSB ATM/Check Card, Call: 1-800-791-2525
    • MSB Check Card
      • Can be used anywhere VISA is accepted
      • Can be used as an ATM card
      • No annual fee or interest payments
      • Issued upon approval
      • No per item fee
      • Free Proprietary ATM usage
      • FraudWatch Plus
    • MSB ATM Card
      • Access 24 hours a day – 7 days a week
      • Access at machines bearing these names: Visa, Cirrus, Interlink, Transfund or Pulse
      • Free proprietary ATM usage
      • FraudWatch Plus
    • Member:FDIC – Federal Deposit Insurance Corporation – Insuring America’s Future

HISTORY

The Morris State Bank was established in 1929. It has grown from assets of around $500 thousand in the early 1960s to its current asset size of $62 Million, as of December 2011. The bank was established on the corner of Hughes and Young in 1929, and moved in the 1960s to 511 West Ozark. Due to continued growth and support of Morris and the surrounding communities we were able to move to the current location, 800 West Ozark, on June 25, 2001.The bank currently staffs twenty-two full time employees. As of September 2009, the President of The Morris State Bank is Tim L. Davis. He has been employed with the bank since 1986,and has been an officer since 1988. Other officers for the bank include: Toby M. Ferrell, Sr. Vice President; Vickie Counts, VP of Operations/Compliance; Samuel Freistedt, Head Cashier; Linda Furer, Vice President; Joseph Berryhill, Asst. Vice President; and Tammy Hoyst, Assistant Cashier.